Self employed mortgage solutions outside of traditional mortgage guidelines

Self-Employed Mortgage Solutions

Home Financing That Works With Your Income – Not Against It

Being your own boss shouldn't make it harder to buy a home. But if you're self-employed, you already know that proving your income to lenders can be a frustrating process—especially when traditional mortgage guidelines don’t reflect how your finances truly work.

That’s where I come in.

With nearly three decades of experience across lending, banking, and financial recovery, I specialize in helping self-employed individuals secure mortgage solutions that fit. Whether you're a sole proprietor, incorporated business owner, or contractor, I’ll help you present your financial picture in a way lenders understand—so you can qualify with confidence.

Common Challenges for Self-Employed Borrowers

• Inconsistent  or seasonal income
• Tax  write-offs that reduce reported income
• Limited  financial documentation
• Previous  credit challenges from early business years

What You Need to Know

You don’t need perfect books or flawless credit to move forward. Mortgage approval is possible through alternative documentation, including:

• Business financials and bank statements
• Gross  income averaging
• Stated income programs with strong credit
• Equity-based  solutions

I’ll guide you through every step, from document prep to lender matching, so you can focus on running your business—not chasing paperwork.

Who I Help

• Contractors and tradespeople
• Small business owners and freelancers
• Gig  economy workers and consultants
• Professionals with incorporated companies
• Entrepreneurs in growth or recovery mode

Why Work With Me?

• Access to major banks and alternative lenders
• Expert guidance through self-employed income validation
• Personalized  solutions for your unique financial structure
• No-judgment  approach if your credit isn't perfect
• Fast, responsive communication when you need it most

Ready to make homeownership work for your business life?

Let’s talk about mortgage options that understand you. Book a free consultation today and let’s turn your income into opportunity.